top of page


The loss of a job, family member, divorce, uninsured health costs or overwhelming credit card debt can result in a devastating financial loss. When faced with such difficulties, the decision to file bankruptcy can be heart-wrenching. Collection notices and calls from bill collectors only increase stress and confusion

For a business owner faced with loss of income and employee layoffs, the feelings can be even worse. You put your heart and soul into your business, with high hopes of success. The prospect of filing bankruptcy can seem devastating.

As difficult as these decisions are, bankruptcy can offer individuals and businesses a fresh start. Cooper Cargill Chant strives to ensure that a client’s decision to file bankruptcy is informed and that the process is as worry-free and as trouble-free as possible. We take clients from the beginning to the end of the bankruptcy process, advising them throughout each stage along the way.

Of course, bankruptcy is not the best option for everyone, which is why we also explore other alternatives to managing your debt, using methods such as workouts and credit counseling. Whichever road you take to get back on your feet, we are committed to getting you there. Over the years, Cooper Cargill Chant has helped many people from all over New Hampshire and Maine make sound financial decisions – and most importantly, get on with their lives.

We offer flat fees, flexible payment plans and honest answers. The first consultation on bankruptcy matters is always free. To find out what your options are, and how you can get that fresh start you deserve, please call or email us.


Thanks for submitting!

  • Personal Bankruptcy

  • Chapter 7 Bankruptcy

  • Business Bankruptcy

  • Small Business Bankruptcy

  • Debt Consolidation

  • Debt Negotiation

  • Foreclosure Relief

  • Motion for Relief from Automatic Stay

  • Creditor Representation

  • Fresh Start


  • During the past five years Cooper Cargill Chant has helped over 200 clients through the bankruptcy process which allowed them get a fresh start.

  • Representation of local small business owner in a complex personal and commercial debt situation resulting in a discharge of over $1.2 million dollars of unsecured personal and business related debt.

  • Representation of a married couple facing terminal medical diagnosis whereby terminally ill spouse does not want to leave surviving spouse with overwhelming debt resulting in a discharge of over $150,000.00 of unsecured debt.

  • Representation of a retired married couple with a fixed income and few assets who received a discharge while being able to keep their home and vehicle.

  • Representation of an Executor of an Estate in an adversary proceeding within a bankruptcy case over a property dispute.

  • Representation of an individual trying to obtain a fresh start after divorce resulting in a discharge of over $27,000.00 in unsecured debt.

  • Representation of married couple relocating and suffering through a work related disability obtain a fresh start.



representsative work


You Attoneys
Dennis L. Morgan, Partner

Dennis L. Morgan

As an experienced first chair trial lawyer, he has represented individuals, businesses and associations in civil, criminal, and administrative trials and hearings in New Hampshire, Maine and Ohio state and federal courts.


Carrie Handverger

Carrie Handverger

Carrie  provides support Attorney Dennis Morgan and his practice areas of business collections, civil litigation, criminal defense and DUI. She has over ten years of experience providing administrative support for local companies.

Legal Assistant

bottom of page